9 lines
8.1 KiB
JSON
9 lines
8.1 KiB
JSON
{"chunk_index": 0, "context_prefix": "This document outlines the key terms of umbrella policy PES-2024-00312, specifying $25 million in excess coverage limits over three underlying insurance lines (CGL, auto liability, and employers liability), clarifying that the umbrella only fills gaps in existing coverages without expanding into excluded areas like pollution or cyber liability, and establishing a 30-day claims notification requirement with a 60-day extension for criminal investigations.", "created_at": "2026-06-24T07:55:15.443972+00:00", "document_id": "494dcc8b-6f47-4d12-a788-bccf12691b80", "id": "4a906dff-a258-4de9-beb4-03bf9dd73a30", "metadata": {}, "page_end": 1, "page_start": 1, "section_title": "Umbrella Policy Terms — PES-2024-00312", "text": "# Umbrella Policy Terms — PES-2024-00312\n\nThe umbrella policy provides $25,000,000 of excess limits over the\nfollowing underlying lines:\n\n* CGL — first $2,000,000 aggregate\n* Auto liability — first $1,000,000 per accident\n* Employers liability — first $1,000,000 per occurrence\n\nThe umbrella drops down to fill gaps only for coverages the underlying\npolicies provide. It does not broaden into pollution liability or\ncyber, even if the underlying policies were silent.\n\nNotification window for claims is 30 days from the insured’s discovery,\nextended to 60 days for ongoing investigations under criminal subpoena.", "token_count": 163, "workspace_id": "harvey-extract"}
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{"chunk_index": 0, "context_prefix": "This is the 2024 property insurance schedule for Cascade's four-location portfolio, detailing total insured values ranging from $7.8M to $18.4M per location, with deductibles between $25K–$100K. All buildings use replacement cost valuation with 90% coinsurance requirements. Flood coverage is capped at $5M per occurrence across the portfolio, and earthquake coverage is excluded at the Boise Datacenter due to its seismic zone classification.", "created_at": "2026-06-24T07:55:08.985578+00:00", "document_id": "452bcf31-97a8-432e-8ad6-c4edbdeba2ed", "id": "660e2bbb-d61a-4f54-b9b6-150585e7d60d", "metadata": {}, "page_end": 1, "page_start": 1, "section_title": "Property Schedule of Insurance — 2024", "text": "# Property Schedule of Insurance — 2024\n\nThe schedule covers four locations across the Cascade portfolio. Each\nbuilding is valued at replacement cost with a 90% coinsurance clause.\n\n| Location | TIV (USD) | Deductible |\n|---|---|---|\n| Seattle HQ | 18,400,000 | 50,000 |\n| Tacoma Warehouse | 9,200,000 | 25,000 |\n| Portland Branch | 7,800,000 | 25,000 |\n| Boise Datacenter | 12,100,000 | 100,000 |\n\nFlood is sub-limited to $5,000,000 per occurrence and earthquake is\nexcluded for the Boise location due to seismic zone classification.", "token_count": 187, "workspace_id": "harvey-extract"}
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{"chunk_index": 1, "context_prefix": "This cyber liability rider (CYB-2024-99127) attached to a CGL policy provides comprehensive first- and third-party cyber coverage with a $5,000,000 aggregate limit. The coverage section details four main protected areas: data breach response costs including notification and credit monitoring, cyber extortion and ransomware payments subject to OFAC compliance restrictions, business interruption losses from cyber events capped at $1,000,000, and regulatory defense costs incurred following cyber incidents.", "created_at": "2026-06-24T08:10:12.380413+00:00", "document_id": "ca1cc2a0-ae95-415b-a7c6-66585c8cca33", "id": "749b376f-044e-45e9-8a6f-f7d8d88c7e9f", "metadata": {}, "page_end": 1, "page_start": 1, "section_title": "Coverage", "text": "## Coverage\n\n* Data breach response (notification, credit monitoring)\n* Cyber extortion and ransomware payments (subject to OFAC compliance)\n* Business interruption from cyber events (sub-limit $1,000,000)\n* Regulatory defense costs", "token_count": 64, "workspace_id": "harvey-extract"}
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{"chunk_index": 2, "context_prefix": "This CGL policy (GNM-2024-88714) excludes pollution liability, professional services errors and omissions, and cyber/data breach costs, which are covered under separate specialized policies. The policy provides $2M aggregate and $1M per-occurrence limits with a $25K deductible per occurrence.", "created_at": "2026-06-24T07:55:01.077586+00:00", "document_id": "942c3ac5-467f-4b9f-92ca-cbbb2785c634", "id": "7cde98aa-d6f2-4d42-a8b5-b033e8e7cd5b", "metadata": {}, "page_end": 1, "page_start": 1, "section_title": "Exclusions", "text": "## Exclusions\n\n* Pollution liability (handled by separate environmental policy).\n* Professional services E&O.\n* Cyber events and data breach response costs.", "token_count": 42, "workspace_id": "harvey-extract"}
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{"chunk_index": 0, "context_prefix": "Commercial General Liability policy GNM-2024-88714 provides coverage for bodily injury and property damage from premises operations, with a $2,000,000 aggregate limit per policy period and $1,000,000 per occurrence limit. The policy includes a $25,000 deductible per occurrence and excludes pollution liability, professional services errors and omissions, and cyber-related claims.", "created_at": "2026-06-24T07:55:01.077567+00:00", "document_id": "942c3ac5-467f-4b9f-92ca-cbbb2785c634", "id": "923adc14-91a9-4120-9baa-5d2c48cf7c9e", "metadata": {}, "page_end": 1, "page_start": 1, "section_title": "CGL Policy Summary — GNM-2024-88714", "text": "# CGL Policy Summary — GNM-2024-88714\n\nThis Commercial General Liability policy covers bodily injury and\nproperty damage claims arising from premises operations. The aggregate\nlimit is $2,000,000 per policy period and $1,000,000 per occurrence.", "token_count": 69, "workspace_id": "harvey-extract"}
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{"chunk_index": 2, "context_prefix": "This cyber liability rider (CYB-2024-99127) attached to a CGL policy provides $5M aggregate cyber coverage with specific exclusions: nation-state actors, acts of war, and pre-existing breaches discovered after policy inception are not covered, even if covered under other policy sections.", "created_at": "2026-06-24T08:10:12.380418+00:00", "document_id": "ca1cc2a0-ae95-415b-a7c6-66585c8cca33", "id": "bf92c015-891f-461c-b360-75cd758be97f", "metadata": {}, "page_end": 1, "page_start": 1, "section_title": "Exclusions", "text": "## Exclusions\n\nNation-state actors and acts of war remain excluded even where covered\nelsewhere. Pre-existing breaches discovered after policy inception are\nnot covered.", "token_count": 42, "workspace_id": "harvey-extract"}
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{"chunk_index": 1, "context_prefix": "This CGL policy requires the insured to pay a $25,000 deductible per occurrence before coverage activates. The deductible reduces the $1,000,000 per-occurrence limit but does not affect the $2,000,000 aggregate limit, meaning multiple claims can accumulate toward the aggregate without additional deductible reductions.", "created_at": "2026-06-24T07:55:01.077581+00:00", "document_id": "942c3ac5-467f-4b9f-92ca-cbbb2785c634", "id": "e58ec86a-926c-4fe7-a191-07654810ff0f", "metadata": {}, "page_end": 1, "page_start": 1, "section_title": "Deductible", "text": "## Deductible\n\nThe insured pays a $25,000 deductible per occurrence before coverage\napplies. The deductible erodes the per-occurrence limit but not the\naggregate.", "token_count": 50, "workspace_id": "harvey-extract"}
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{"chunk_index": 0, "context_prefix": "This document introduces a cyber liability insurance rider (CYB-2024-99127) that supplements a Commercial General Liability (CGL) policy, offering comprehensive first- and third-party cyber coverage with a $5 million aggregate limit and $50,000 per-claim deductible. The rider covers data breaches, ransomware, business interruption, and regulatory defense costs, while excluding nation-state attacks and pre-existing breaches.", "created_at": "2026-06-24T08:10:12.380401+00:00", "document_id": "ca1cc2a0-ae95-415b-a7c6-66585c8cca33", "id": "ecfbc669-0589-4ec9-b138-bb72e1462478", "metadata": {}, "page_end": 1, "page_start": 1, "section_title": "Cyber Liability Rider — CYB-2024-99127", "text": "# Cyber Liability Rider — CYB-2024-99127\n\nThis cyber liability rider attaches to the CGL policy and provides\nfirst- and third-party cyber coverage with a $5,000,000 aggregate limit\nand a $50,000 deductible per claim.", "token_count": 72, "workspace_id": "harvey-extract"}
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